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Quick loans for a bad credit rating via an online instant decision process

Bad credit but need a loan very quickly?

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Quick Loans for Bad Credit

  • £100 to £25k+
  • Tenants & Homeowners
  • Unsecured, inc. option of no guarantors
  • Help rebuild your credit rating

Quick Loans with an Instant Decision

Make Your Choice!

  • Online Instant Decision - in many cases we can immediately send your enquiry to our lenders and then give you a decision in principle.
  • Quick Loans - some lenders are able to pay out small sums in just a couple of hours, while larger amounts can still be paid out the same day.

As a technology-led no fee broker we work with numerous lenders and numerous types of loan. Even though you might have a poor credit history this doesn't mean we can't find you a fast loan. Our lenders are keen to find ways to lend if it is viable and the repayments affordable.

Choose from small short term amounts which have almost on-the-spot payouts to larger unsecured sums that could still be paid today. Larger secured loans are likely to take several days or weeks to complete.

Which loans offer an Online Instant Decision?

We have two panels of unsecured lenders that have joined their systems to ours to enable this:

They range from £500 to £25,000 and generally it is possible to achieve a payout the same day. The process to do this is very simple:

  • You make your enquiry via the links above - takes no more than 60 seconds
  • Our system "talks" to our lenders' systems - they make their judgements
  • We assemble those who accepted you into a summary table that we show you
  • You compare deals and select which you want to go with
  • You click through to the lender website and complete your application
  • On completion and after the necessary checks the loan is paid out.

The process is 100% electronic with the final agreement signed digitally.

More about Bad Credit Loans

What's the Quickest Cash when you have Bad Credit?

The unsecured loans shown above are fast, but we have access to other types which are even faster - where the payout is in just hours. These tend to be lower value and some of these are able to cater for people who have had borrowing problems.

We're unable to give you instant decisions for these lenders, but the lenders themselves can do this - they have designed their application processes specifically to achieve this. If one lender is unable to lend then select another - but be aware than too many loan applications can have an adverse impact on your rating, so select your lenders with care.

Bad Credit Payday Loans are not the only option!

Payday loans are indelibly linked to people with adverse histories. But that's a bit unfair as payday lenders are just as concerned about creditworthiness as any others are. Being able to repay a loan is paramount and the rules are the same in the payday space as any other.

But if you have borrowing problems payday cash is not the only option. As mentioned above their are plenty of rapid ways of getting it, many the same day as you apply.

Repairing Bad Credit

Don't know which suits you? Here are some alternatives:

Your Loan Options

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