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Doorstep Loans from Provident Personal Credit

Need a small cash sum but don't have a bank account?

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Provident Loans

  • Cash sums up to £2500 subject to affordability
  • Repay over 13 - 104 wks
  • Weekly payments
  • Friendly home service
  • No bank account needed
  • Multiple loan options


provident personal credit

  • Borrow £100 to £1000 (new customers) & up to £2500 (existing customers), subject to affordability.
  • Affordable payments
  • No hidden charges
  • No bank account required
  • Instant in-principle online decision
  • Friendly doorstep service

Provident is the UK's leading home collected personal credit company offering small unsecured personal cash loans. Since 1880 they've helped people buy the things they need using their friendly door-to-door service.

Provident specialises in straightforward personal credit that puts you in control. They offer small cash loans which, if accepted, are delivered straight to your door. You can start your application online today for a decision in principle in minutes. Their loans have weekly fixed repayments - and the amount owed never goes up.

Summary of Provident Loans

  • Unsecured "provident loans" from £100 - £1000 subject to affordability
    • existing borrowers may be able to borrow up to £2500 subject to affordability
  • Repay in weekly instalments - new customers 13 - 52 weeks and existing customers up to 104 weeks (for loans £500+)
  • You may still be considered even if you have a poor credit history or CCJs
  • Affordable, fixed repayments that keep you in control
  • No hidden charges - no matter what happens, the amount owed under your credit agreement never goes up - even if you take longer to pay or miss some payments
  • You do not need a bank account or a debit card
  • It's free to apply and you're under no obligation after you've applied

Your circumstances not just your credit score

Provident makes the effort to understand their customers' personal circumstances, not just their personal credit score so previous credit history, including CCJ's, need not be a problem.

And don’t forget, your application is free and you are under no obligation to continue if you change your mind during the application process.

How to apply to Provident for a cash loan

Visit the Provident website and follow these simple steps:

  1. Choose the loan option you prefer - how much you wish to borrow and the number of weeks you would like to borrow it for from the available options. Their loan calculator will tell you what your weekly payments could be.
  2. Start your loan application online - complete the straightforward application form. You'll find out within minutes if you've been accepted in principle.
  3. If accepted in principle finish with a visit from one of the Provident team - they will carry out an affordability assessment to ensure the loan repayments are manageable.

Representative 535.3% APR

Don't Provident own Satsuma Loans?

Yes they do. Satsuma Loans is a trading name of Provident Personal Credit. Visit the Satsuma Loans page for more information.

Compare the price of home collected and other cash loans available in your area at

To operate this service we receive a commission from the provider we refer you to.

A home credit loan from Provident will require a visit to you at home to discuss your financial income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request.

Provident is a trading name of Provident Personal Credit Limited. Registered Office: 1 Godwin Street, Bradford BD1 2SU. Registered number 146091. Authorised and regulated by the Financial Conduct Authority.

About Doorstep Loans

Representative Example

Loan Amount


Weekly Repayment


Loan Term

26 weeks

Total Repayment


Interest Rate (fixed)

112% p.a.

Representative APR


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Online Service

When it comes to getting you your doorstep loan our online service is second to none. In fact has scored 4.6 out of 5 based on 203 ratings & 21 user reviews for its doorstep loan service.

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