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Guarantor Loans £100 to £15,000

Borrow up to £15,000 even if you have an adverse credit history!

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Guarantor Loans £15k

  • Up to £15k for home-owning guarantors
  • Otherwise up to £7.5k
  • Multiple Loan Options
  • No Fees or Charges§
  • Can be paid same day

£15,000 Guarantor Loans

Bad Credit loans up to £15k

  • Guarantor Loans up to £15k
  • Typical loan value £3,000
  • Rates start at 29.9% APR with rates dependent on loan term, loan amount, lender and type of guarantor
  • Representative 39.9% APR
  • Loans up to £7,500  - guarantors can be non-homeowners
  • Loans are subject to affordability checks

Using our wide panel of guarantor loan lenders we are now able to offer loans up to £15,000. So, if you have a bad credit history you can now apply for a large loan with the lending decision based less on your credit history (still subject to affordability).

Over the last 10 years, as we have extended our lender panel, we have seen the maximum guarantor loan rise from £3000, to £5000, to £7500, to £10,000, to £12,000 and finally to £15,000. While the average loan is around £3000 to £4000 it's good to know that larger amounts are available if needed.

Compare Guarantor Loans

Guarantor Loans - Why Consider One?

For those who may not have a clean credit history, a guarantor loan is a way to obtain unsecured credit at a reasonable cost. The principle of a guarantor loan is that a friend, family member or work colleague with a reasonably clean credit file guarantees your loan and the repayments. Therefore it does not matter if you have a bad credit history so long as you can prove you have sufficient income to repay the loan.

Our guarantor loans fall into two categories:

  1. Large guarantor loans of between £500 and £15,000
  2. Small guarantor loans of between £100 and £750

With guarantor loans of £15,000 now available many more people should be able to get the unsecured credit they need.

Choosing your guarantor for larger loans:

Find out more about guarantors and what lenders require.

Repayment Terms & Loan Cost

These loans typically have repayment terms of between 1 and 5 years with repayments on a monthly basis. To reduce your monthly payment you might want to consider spreading the repayments over a longer period, especially if the loan is large. This may make the loan more manageable on a monthly basis in terms of your budget but be careful about the total amount of interest you're paying - it always makes sense to repay a loan as fast as you can.

We have a table of estimated monthly payments which you might find useful in this context.

Unsecured Loans up to £25,000

If you require more than a £15,000 loan then we have standard personal loans which are available up to £25,000. These don't require a guarantor, but will either require a clean credit history or a much higher APR% than guarantor loans.

Credit Crunch Loan Specialists

Since the 2008/9 financial crisis it has become increasingly difficult to obtain finance if you have credit problems because banks and building societies have become risk averse - in fact these institutions are competing so hard for the same clean credit customers that rates for them have never been so low. But this has left millions of the UK population out in the cold. This is where a guarantor loan could help.

Solutions Loans are specialists in finding finance and loan solutions for those with both good and bad credit files. We work with a large and growing number of lenders including those who will take people with bad credit histories.

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Simple 3 Step Application Process

To apply for a loan online just follow our simple 3 step process:

  1. Fill out a single Enquiry Form - approach multiple lenders in one go! (there are no fees for our service).
  2. We will tell you which lenders will lend to you in principle
  3. If you provide an acceptable guarantor and can show you can afford the repayments then it is possible for you to get up to £15,000 within 24 hours.

About Guarantor Loans


Representative Example (Loans £500+)

Loan Amount


Monthly Repayment


Loan Term

36 mnths

Total Repayment


Rate of Interest


Representative APR


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Online Service

When it comes to getting you your guarantor loan our online service is second to none. In fact has scored 4.6 out of 5 based on 198 ratings & 31 user reviews for its guarantor loans service.

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