Financial Help at Hand

Guarantor loans from a bank

If your bank won't lend to you then apply here for a guarantor loan

Apply Now

Guarantor Loans - Not Banks

  • Up to £15,000 available
  • Bad credit is a speciality
  • We have numerous lenders
  • High street lenders don't offer guarantor loans

Banks & Building Societies

Banks' lending policies:

  • Banks have become highly conservative and risk averse
  • They compete on price to serve only those people with the cleanest credit ratings
  • Personal loan rates continue to fall
  • People with credit problems are ill-served by UK banks

Many people search in the hope of finding a UK bank or building society that offers guarantor loans. But the fact is that guarantor loans remain a specialist product designed to cater for people with some form of credit problem.

As you've probably already discovered high street banks and building societies only want to concern themselves with people who have perfect credit histories. But there are millions of the UK population with one credit problem of another - perhaps 10 million or more!

Apply Now!

Do Barclays, Halifax or Santander offer Guarantor Loans?

The short answer is "no", they don't. And they won't because they have no interest in helping people with credit problems. We've noticed that thousands of people search the web in the hope that they'll find a bank or building society who offers a guarantor loan product. The banks that are most often searched for a guarantor loan are:

  • Alliance & Leicester (now part of Santander)
  • Bank of Scotland
  • Barclays
  • Clydesdale
  • First Direct
  • Halifax
  • HSBC
  • Lloyds
  • Nationwide
  • Natwest
  • RBS
  • Sainsbury's
  • Santander
  • Tesco
  • TSB
  • Yorkshire Bank
About Guarantor Loans to £15,000

Banks don't offer guarantor loans so what can I do?

To find a guarantor loan then you should use our free enquiry service. But to make sure that this is the right type of loan for your needs you should explore what a guarantor loan is.

Key things to know about our guarantor loans include:

Our panel of lenders is very extensive - in fact we work with the majority of them. Typically when someone uses our service we'll find them 4 loan offers! Something the banks simply can't do.

About Guarantor Loans


Representative Example (Loans £500+)

Loan Amount


Monthly Repayment


Loan Term

36 mnths

Total Repayment


Rate of Interest


Representative APR


Apply Now!

No Fees Broking Service

Answer 4 quick questions to discover your loan options.

Find Loan Now

Our Promises

  • No Fees or Charges
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners


Online Service

When it comes to getting you your guarantor loan our online service is second to none. In fact has scored 4.6 out of 5 based on 198 ratings & 31 user reviews for its guarantor loans service.

Used our website? Write your review now.