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Personal loans from AvantCredit

Personal loans of up to £25,000 for any purpose

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Personal Loans

  • Loans up to £25,000
  • Tenants & Homeowners
  • Use for any purpose
  • Less than perfect credit
  • Free enquiry service


AvantCredit logo

Lender Snapshot

Provide loans from £1000 to £20,000 for people with moderate to impaired credit histories. The rate offered depends on your credit history, but applying won't harm your credit score. Rates start at 9.3% and rise to 59.9% for those with poorer credit histories.

Find Your Best Loan Deals:

  • Fast, FREE enquiry service
  • Multiple Lenders
  • Get 2-3 loan offers (in principle) typically
  • Same Deals as going Direct
  • Save precious time

AvantCredit: Loan Summary

Representative APR Loan Term (months) Loan Amount (£) Instant decision E-signature available
39.5% 12 - 60 1,000 - 20,000  tick-circle-blue.png  tick-circle-blue.png
Representative Example: Borrow £5000 for 36 months. Repay £222.67 each month. Total interest of £3016.21. Total repayable £8016.21. Representative APR 39.5% fixed.

Lender Summary

AvantCredit (formerly known as SpringCoin) is a US-owned lender who recently entered the UK market. They are helping to break the mould of traditional lenders by using a deeper understanding of its applicants to automate the process of assessing enquiries and making lending decisions.

Product Features and Service

  • Fast, online application
  • Instant decision using a "soft search" to check eligibility (this is done via our website)
  • No arrangement / set-up fees
  • No early repayment charges
  • Funds in your account as soon as the same day

As with all credit provision you will be required to show that loan repayments are affordable, so please be prepared to provide evidence of income and expenditure.

Current TV Advert

note: since this ad was produced the Representative APR has fallen to 39.5%

User Ratings & Reviews
AvantCredit has not been reviewed on Solution Loans yet - be the first.
On Trustpilot AvantCredit is scoring an average of 4.5 out of 5 stars.

Our opinion

The use of technology to improve decision making and deliver fast service is a major trend in unsecured lending and AvantCredit is at the forefront of this. There is no doubt, based on the applicants we have passed to them, that they are more than capable of delivering loans within a day or two of application. Many people cite the "common sense" approach AvantCredit use in their dealings with customers.

Regulatory Information
  • AvantCredit is a trading style of AvantCredit of UK LLC - registered address and correspondence address 48 Warwick Street, Soho, London, W1B 5NL.
  • Data Protection - registered with the Information Commissioner's Office, number ZA001503.
  • Authorised and regulated by the Financial Conduct Authority. Reference number 657278.

All About Personal Loans

Apply Now!

When you apply we will tell you which personal loan lenders can help you in principle. There is likely to be a choice.

Our deals are the same as going direct. No Fees. No obligation.

No Fees Broking Service

Answer 4 quick questions to discover your loan options.

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Our Promises

  • No Upfront Fees
  • Smart Online Service
  • Stay Safe & Secure
  • Independent & Impartial
  • Trusted Partners


Online Service

When it comes to getting you your personal loan our online service is second to none. In fact has scored 4.7 out of 5 based on 423 ratings & 61 user reviews for its personal loans service.

Used our website? Write your review now.